When a pipe bursts, a roof leaks, or a fire or storm damages an older home, the damaged drywall, joint compound, popcorn ceilings, flooring and insulation often have to be torn out. In homes built before about 1980, those materials may contain asbestos — and in many cases they must be tested before demolition can legally and safely begin.
That’s where claims stall: the mitigation company can’t tear out wet materials until someone tests them, and the adjuster needs documentation before approving the extra scope. We step in quickly to sample the affected materials, get lab results, and provide the documentation your adjuster and carrier need.
If materials come back positive, we write up the abatement scope and work directly with the adjuster or carrier so testing and abatement can be considered as part of the claim. In many cases, asbestos testing and abatement that is required because of a covered loss is included in the claim — but coverage always depends on your specific policy and your carrier’s decision. We can’t promise approval, and we’ll be upfront with you about that.
We can also coordinate the rebuild after abatement, which keeps the claim simpler for everyone.
Where we do asbestos insurance claims (water, fire & storm losses)
Across the Midlands: see all service areas.
Frequently asked questions
Does homeowners insurance cover asbestos removal?
Usually not on its own — routine asbestos removal is generally not covered. But when asbestos materials must be tested or removed because of a covered loss (like a sudden water leak, fire or storm), the testing and abatement are in many cases included in the claim. It depends on your policy and your carrier.
Do I need an asbestos test after water damage?
If the water-damaged materials are in an older building and will be torn out — drywall, joint compound, ceiling texture, flooring — testing is often required before demolition under SC rules, and many mitigation companies and adjusters require it.
Will you work with my insurance adjuster?
Yes. We provide sampling documentation, lab reports, photos and a written abatement scope, and we communicate with the adjuster or carrier so asbestos work can be evaluated as part of the claim.
What should I do right after a water leak in an older home?
Stop the water source, keep people away from damaged ceiling texture or flooring, don’t scrape or sweep debris, report the claim to your carrier, and call us to test before demolition starts.
Can mitigation start before asbestos results come back?
Drying equipment can often run, but tearing out suspect materials should wait for test results or be handled as asbestos. Ask about rush lab turnaround.