*{box-sizing:border-box}body{margin:0;font:17px/1.6 'Open Sans',system-ui,sans-serif;color:#383838;background:#fff}
a{color:#02426b}h1,h2,h3,.logo,.btn{font-family:Poppins,system-ui,sans-serif}.w{max-width:1100px;margin:0 auto;padding:0 18px}
header{background:#02426b;color:#fff;position:sticky;top:0;z-index:9}header .w{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 18px}
.logo{display:block;line-height:0}.logo img{height:48px;width:auto}@media(min-width:900px){.logo img{height:56px}}.logo small{display:block;font:600 11px 'Open Sans',sans-serif;letter-spacing:4px;text-align:center}.logo .tri{width:0;height:0;border-left:11px solid transparent;border-right:11px solid transparent;border-bottom:19px solid #ff9d5a}
nav a{color:#dfe9ef;text-decoration:none;margin-left:16px;font-size:15px}nav{display:none}@media(min-width:900px){nav{display:block}}
.btn{display:inline-block;background:#ff9d5a;color:#111;font-weight:700;padding:12px 20px;border-radius:8px;text-decoration:none}.btn{white-space:nowrap}header .btn{padding:9px 12px;font-size:15px}.btn.alt{background:#fff;color:#02426b;border:2px solid #02426b}
.hero{background:linear-gradient(135deg,#02426b,#035d94);color:#fff;padding:48px 0}.hero h1{font-size:clamp(28px,5vw,44px);line-height:1.15;margin:0 0 12px}.hero p{font-size:19px;max-width:700px}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}section{padding:36px 0}.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{border:1px solid #dde5ea;border-radius:10px;padding:18px;background:#fff}.card h3{margin-top:0}.alt-bg{background:#f4f2f2}
.bc{font-size:14px;padding:10px 0;color:#567}.bc a{color:#567}
mark.todo{background:#ffe08a;color:#5a3d00;padding:0 4px;border-radius:3px;font-size:.9em}
footer{background:#02426b;color:#cfdbe2;padding:30px 0 90px;font-size:15px}footer a{color:#fff}
.callbar{position:fixed;bottom:0;left:0;right:0;display:flex;z-index:10}.callbar a{flex:1;text-align:center;padding:14px;font-weight:700;text-decoration:none}
.callbar .c{background:#ff9d5a;color:#111}.callbar .q{background:#e17a00;color:#fff}@media(min-width:900px){.callbar{display:none}footer{padding-bottom:30px}}
form label{display:block;margin:10px 0 4px;font-weight:600}form input,form select,form textarea{width:100%;padding:11px;border:1px solid #b8c6cf;border-radius:6px;font:inherit}
details{border-bottom:1px solid #dde5ea;padding:12px 0}summary{font-weight:700;cursor:pointer}table{border-collapse:collapse;width:100%}td,th{border:1px solid #dde5ea;padding:10px;text-align:left}
.warn{border-left:4px solid #ff9d5a;background:#fff8e1;padding:12px 16px}